Home Loans

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Home Loans

A home loan is a secured loan that can be used to purchase or develop your Dream.

Presently, the interest rate on a home loan starts at 8.40% per annum. Most banks and HFCs approve house loans ranging from 75% to 90% of the property's worth.

Some of the primary advantages of home loans are low processing fees, provisional approval, 1 to 25-year terms, and adjustable EMIs. We finance properties in the district as well as in panchayats nearby to the city.

We shall get you the benefit of PMAY, if you are eligible.

We have amazing offers for rural housing with great penetration in its segment.

We are specialized in providing home loans to un-served, unreached and under-served markets

We offer the most competitive pricing and easy repayment plans to borrowers seeking home loans. We have an easy loan application process for you. You may either choose to visit our branch, download our mobile app and submit your interest.

Why Select for Home Loan?


Lowest Interest Rate :

Home loan interest rates are at their lowest in 15 years. With rainy festival home loan offers, you can now get the best interest rate on house loans beginning at 6.45% p.for all loan amounts.

Affordable EMI plans :

With greatest repayment flexibility, you may now get the lowest Home Loan EMI of Rs. 765/- per lakh. Step-Up EMIs, Step Down EMIs, Moratorium, OD facility, balance transfer, top up, and more alternatives are available.

No Foreclosure Charge :

Home loans with variable interest rates (tied to the repo rate) provide the most prepayment flexibility. There is no charge for partial or full prepayment. You can lower your interest costs by prepaying early.

Housing Loans

RELIABLE HOME LOANS

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Required Documents for Home Loan Process :

  • Valid Identity Proof Like Aadhar Card, Passport, Driving License, Voters ID Card, PAN Card and others...
  • Valid Residential Proof Like Aadhaar Card, Passport, Voter ID Card, Driving License, Lease Agreement, Rent Agreement and others...
  • Income Proof Like Latest Salary slip, Form No.16, duly authenticated by employer, 6-month bank statement in which salary is credited, Income Tax Return, Last three years’ ITRs, Pensioner’s Portion of PPO in original
  • Photographs Two recent, colour passport size photographs

Frequently AskedQuestions

What is Home Loan and Why need to Take Home Loan?

A home loan is a secured loan used to purchase a residential property. You can apply for a home loan to buy a home from a builder, build your own home, or just renovate your current home. Trident provides home loans with lowest interest rates beginning at 8.40% and up to 20 Cr repayable over a 30 years term.

How to take a home loan in Land Purchase And Construction Loan In Pune?

A home purchase loan in Land Purchase And Construction Loan In Pune can be availed in a few steps-

  • Fill in the application form of the organization you wish to take a loan from.
  • Submit all the necessary documents required- Residence proof, Photo identity proof, Income statement, Bank statement
  • Submit the documents of the property against which the loan has to be taken.

How long does it take to get a housing loan in Land Purchase And Construction Loan In Pune?

  • Home loan in Land Purchase And Construction Loan In Pune disbursement is usually done in 15-30 days but it may take time if any of the documents are incomplete or have an error in it.
  • What is the minimum income requirement to get a home loan in Land Purchase And Construction Loan In Pune?
  • The minimum income requirement to get a home loan is 25,000. This amount varies according to different lenders and with different organizations.

What are the documents required to apply for a home loan in Land Purchase And Construction Loan In Pune?

The following documents are required to apply for a home loan-

  • Duly filled home loan application form with 2 passport size photographs
  • Identity proof (Aadhar card, PAN Card, Driving License, Passport or Voter ID Card)
  • Residence proof (Aadhar card, PAN Card, Driving License, Passport or Voter ID Card)
  • Original documents of the property against which the loan has to be taken.

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